Figo Pet Insurance Review

Figo Pet Insurance offers comprehensive cat and dog healthcare coverage. With their 100% reimbursement option, single annual deductible, and no per-incident cap, Figo is one of the overall best options when it comes to a pet insurance plan that is straightforward and simple. Pet owners are able to choose from three flexible pet insurance plans that can be customized to meet budget needs AND visit any licensed veterinary practice, emergency hospital or specialist in the US, Canada or Puerto Rico.

Other companies may only pay a portion of your vet bill and also require you to pay a deductible per each illness or injury. Not here! With Figo Pet Insurance, once you meet your one annual deductible, you’re done for the entire year.

Figo plans may include an accident, illness, and knee waiting period (3 days for accident/injury coverage, 14 days for illness, and 6 months for knee conditions.) All waiting periods begin the day after your enrollment or the day you select as your policy effective date.

After 7+ years of being in business Figo has received a Better Business Bureau (BBB) rating of B+

Figo Pet Insurance policies are underwritten by Independence American Insurance Company.

Bonus options include 24/7 live vet chat, online claims, and other valuable resource, all which can be accessed through their app called the Figo Pet Cloud. The Pet Cloud features a search tool that helps users discover who’s around them and makes it easy to get connected—chat, share photos, plan play dates, and more.

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